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Waterford Branch


142 Saratoga Avenue
Waterford, NY 12188
Phone: 518.238.0600
Get Directions on Google Maps

Lobby & Drive-up Hours
Monday - Wednesday: 9am - 4pm
Thursday - Friday: 9am - 5pm
Saturday: 9am - 1pm
Sunday: Closed

ITM Hours
Monday - Friday: 8am - 7pm
Saturday: 8:30am - 1:30pm
Sunday: Closed

ATM | ITM | Drive-Up


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**NOTICE: Beginning Monday, June 15, all Pioneer Bank Branch Lobbies will be reopening for teller transactions. Please note that if you have a need other than a teller transaction, we ask that you call ahead to your branch to confirm an appointment. Please click here for more information.**
The Waterford Branch has been open since 2002, offering a solution to all your financial needs. This branch location was remodeled in 2018 to include a modern layout with an open floor plan and includes The Shops at Pioneer which features products from local businesses. All proceeds from The Shops go to the Pioneer Bank Foundation.Visit this location to open an account or conduct banking.

Caitlyn Fronckowiak - Branch Manager/Team Leader

Caitlyn Fronckowiak

Sarah Paris - Market Leader II

Sarah Paris

View Pioneer Bank's Holiday Closings

  • I-787 North: Take Rte. 787 North to the end. Take a right onto Rte. 32/Saratoga Avenue. Travel for approximately 5 miles. Pioneer Bank will be on the left hand side at the corner of Saratoga Avenue and Van Ness.

Pioneer Products & Services:

Checking | Savings | eBanking | Debit Card | Mortgages | Home Equity Lines & Loans | Business Banking | Government Banking | Pioneer Wealth Management 

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