Rates
Deposit Rates
| Savings | Interest Rate | APY* |
|---|---|---|
| Passbook Savings Minimum opening deposit - $50 |
0.05% | 0.05% |
| Statement Savings Minimum opening deposit - $25 |
0.05% | 0.05% |
* Annual Percentage Yield. APY is accurate as of today's date. Fees may reduce earnings. All rates are variable and may change after consummation.
| Pinnacle Money Market** | Balance Range | APY* |
|---|---|---|
| Tier I | $0.00 to $2,499.99 | 0.05% |
| Tier II | $2,500.00 to $9,999.99 | 0.10% |
| Tier III | $10,000.00 to $24,999.99 | 0.10% |
| Tier IV | $25,000.00 to $49,999.99 | 0.10% |
| Tier V | $50,000.00 to $99,999.99 | 0.15% |
| Tier VI | $100,000.00 to $499,999.99 | 0.20% |
| Tier VII | $500,000.00 to $999,999.99 | 0.20% |
| Tier VIII | $1,000,000.00 and up | 0.25% |
* Annual Percentage Yield. APY is accurate as of today's date. Fees may reduce earnings. **Minimum opening balance of $1,000. All rates are variable and may change after consummation.
| Certificates of Deposits** | Interest Rate | APY* |
|---|---|---|
| 12 months |
1.39% |
1.40% |
| 18 months |
1.59% |
1.60% |
| 24 months |
1.69% |
1.70% |
| 36 Months |
1.83% |
1.85% |
| Other terms available | Contact a branch for additional rates |
* Annual Percentage Yield. APY is accurate as of today's date.**Minimum opening balance of $500. All rates are variable and may change after consummation. A penalty will or may be imposed for early withdrawal.
Auto Loan Rates
| Auto Loan Rates | APR* | Max Term | Monthly Payment Per $1,000.00 Borrowed |
|---|---|---|---|
| New: 2018-2019 | 3.500% | 36 Months | $29.19 |
| New: 2018-2019 | 3.750% | 48 Months | $22.36 |
| New: 2018-2019 | 4.000% | 60 Months | $18.30 |
| New: 2018-2019 | 4.500% | 72 Months | $15.76 |
| Used: 2014-2018 | 3.750% | 36 Months | $29.30 |
| Used: 2014-2018 | 4.500% | 48 Months | $22.69 |
| Used: 2014-2018 | 4.750% | 60 Months | $18.64 |
| Used: 2010-2013 | 5.000% | 48 Months | $22.92 |
| Used: 2009 and older | 7.000% | 36 Months | $30.76 |
*Annual Percentage Rate. Auto Loan interest rates are subject to change without notice. Minimum loan – $2,000.00. Minimum term – 18 months. New vehicles – 10% down payment required. Used vehicles – 20% down payment required.
Fixed Home Equity
| Fixed Home Equity - 1st Lien | Rate | APR* |
|---|---|---|
| 5 Years | 3.875% | 3.875% |
| 10 Years | 4.125% | 4.125% |
| 15 Years | 4.500% | 4.500% |
| 20 Years | 4.875% | 4.875% |
| Fixed Home Equity - 2nd Lien | Rate | APR* |
| 5 Years | 4.375% | 4.375% |
| 10 Years | 4.750% | 4.750% |
| 15 Years | 5.000% | 5.000% |
| 20 Years | 5.500% | 5.500% |
*Annual Percentage Rate. ARP is accurate as of today's date. Minimum loan - $5,000.00. Interest rates are subject to change without notice.
Interactive Teller Machines
ITMs work like an ATM with the ability to video chat with a local Pioneer Bank representative. Complete almost any transaction that you would normally do at the teller line.
Learn More