Rates
Deposit Rates
| Savings | Interest Rate | APY* |
|---|---|---|
| Passbook Savings Minimum opening deposit - $50 |
0.05% | 0.05% |
| Statement Savings Minimum opening deposit - $25 |
0.05% | 0.05% |
* Annual Percentage Yield. APY is accurate as of today's date. Fees may reduce earnings. All rates are variable and may change after consummation.
| Pinnacle Money Market** | Balance Range | APY* |
|---|---|---|
| Tier I | $0.00 to $2,499.99 | 0.05% |
| Tier II | $2,500.00 to $9,999.99 | 0.10% |
| Tier III | $10,000.00 to $24,999.99 | 0.10% |
| Tier IV | $25,000.00 to $49,999.99 | 0.10% |
| Tier V | $50,000.00 to $99,999.99 | 0.15% |
| Tier VI | $100,000.00 to $499,999.99 | 0.20% |
| Tier VII | $500,000.00 to $999,999.99 | 0.20% |
| Tier VIII | $1,000,000.00 and up | 0.25% |
* Annual Percentage Yield. APY is accurate as of today's date. Fees may reduce earnings. **Minimum opening balance of $1,000. All rates are variable and may change after consummation.
| Certificates of Deposits** | Interest Rate | APY* |
|---|---|---|
| 12 months |
1.83% |
1.85% |
| 18 months |
1.88% |
1.90% |
| 24 months |
1.78% |
1.80% |
| 36 Months |
1.83% |
1.85% |
| Other terms available | Contact a branch for additional rates |
* Annual Percentage Yield. APY is accurate as of today's date.**Minimum opening balance of $500. All rates are variable and may change after consummation. A penalty will or may be imposed for early withdrawal.
Auto Loan Rates
| Auto Loan Rates | APR* | Max Term | Monthly Payment Per $1,000.00 Borrowed |
|---|---|---|---|
| New: 2018-2019 | 4.500% | 36 Months | $29.75 |
| New: 2018-2019 | 4.750% | 48 Months | $22.92 |
| New: 2018-2019 | 5.000% | 60 Months | $18.87 |
| New: 2018-2019 | 5.250% | 72 Months | $16.22 |
| Used: 2014-2018 | 4.750% | 36 Months | $29.86 |
| Used: 2014-2018 | 5.500% | 48 Months | $23.26 |
| Used: 2014-2018 | 5.750% | 60 Months | $19.22 |
| Used: 2010-2013 | 6.000% | 48 Months | $23.49 |
| Used: 2009 and older | 7.000% | 36 Months | $30.88 |
*Annual Percentage Rate. Auto Loan interest rates are subject to change without notice. Minimum loan – $2,000.00. Minimum term – 18 months. New vehicles – 10% down payment required. Used vehicles – 20% down payment required.
Fixed Home Equity
| Fixed Home Equity - 1st Lien | Rate | APR* |
|---|---|---|
| 5 Years | 4.000% | 4.000% |
| 10 Years | 4.250% | 4.250% |
| 15 Years | 4.375% | 4.375% |
| 20 Years | 4.500% | 4.500% |
| Fixed Home Equity - 2nd Lien | Rate | APR* |
| 5 Years | 5.250% | 5.250% |
| 10 Years | 5.500% | 5.500% |
| 15 Years | 5.750% | 5.750% |
| 20 Years | 5.950% | 5.950% |
*Annual Percentage Rate. APR is accurate as of today's date. Minimum loan - $5,000.00. Interest rates are subject to change without notice.
Pocket Change
Start saving today by enrolling in Pocket Change. Each purchase made using your Pioneer Bank debit card will round up to the nearest dollar and the balance - your Pocket Change - will automatically be transferred to your Pioneer Savings account.
Learn More