Rates
*Annual Percentage Rate. Interest rates are subject to change without notice. Minimum loan – $2,000.00; Maximum loan - $10,000.00. Minimum term – 12 months; Maximum term – 60 months.
Deposit Rates
| Savings | Interest Rate | APY* |
|---|---|---|
| Passbook Savings Minimum opening deposit - $50 |
0.05% | 0.05% |
| Statement Savings Minimum opening deposit - $25 |
0.05% | 0.05% |
* Annual Percentage Yield. APY is accurate as of today's date. Fees may reduce earnings. All rates are variable and may change after consummation.
| Pinnacle Money Market** | Balance Range | APY* |
|---|---|---|
| Tier I | $0.00 to $2,499.99 | 0.05% |
| Tier II | $2,500.00 to $9,999.99 | 0.10% |
| Tier III | $10,000.00 to $24,999.99 | 0.10% |
| Tier IV | $25,000.00 to $49,999.99 | 0.10% |
| Tier V | $50,000.00 to $99,999.99 | 0.15% |
| Tier VI | $100,000.00 to $499,999.99 | 0.20% |
| Tier VII | $500,000.00 to $999,999.99 | 0.20% |
| Tier VIII | $1,000,000.00 and up | 0.25% |
* Annual Percentage Yield. APY is accurate as of today's date. Fees may reduce earnings. **Minimum opening balance of $1,000. All rates are variable and may change after consummation.
| Certificates of Deposits** | Interest Rate | APY* |
|---|---|---|
| 12 months |
.25% |
.25% |
| 18 months |
.30% |
.30% |
| 24 months |
.35% |
.35% |
| 36 Months |
.50% |
.50% |
| Other terms available | Contact a branch for additional rates |
* Annual Percentage Yield. APY is accurate as of today's date.**Minimum opening balance of $500. All rates are variable and may change after consummation. A penalty will or may be imposed for early withdrawal.
Unsecured Home Improvement Loan
| Unsecured Home Improvement Loan | Rate | APR* | Monthly Payment Per $1,000.00 Borrowed |
|---|---|---|---|
| 12 months | 9.000% | 9.000% | $87.45 |
| 24 months | 9.000% | 9.000% | $45.68 |
| 36 months | 9.000% | 9.000% | $31.80 |
| 48 months | 9.000% | 9.000% | $24.89 |
| 60 months | 9.000% | 9.000% | $20.76 |
| Other terms available | Contact a branch for additional rates |
*Annual Percentage Rate. Interest rates are subject to change without notice. Minimum loan - $10,000.00; Maximum loan - $25,000.00. Minimum term - 12 months; Maximum term - 120 months.
Unsecured Personal Loan
| Unsecured Personal Loan | Rate | APR* | Monthly Payment Per $1,000.00 Borrowed |
|---|---|---|---|
| 12 months | 8.000% | 8.000% | $86.99 |
| 24 months | 8.000% | 8.000% | $45.23 |
| 36 months | 8.000% | 8.000% | $31.34 |
| 48 months | 8.000% | 8.000% | $24.41 |
| 60 months | 8.000% | 8.000% | $20.28 |
*Annual Percentage Rate. Interest rates are subject to change without notice. Minimum loan - $2,000.00; Maximum loan - $10,000.00. Minimum term - 12 months; Maximum term - 60 months.
Secured Personal Loan
| Secured Personal Loan | Rate | APR* | Monthly Payment Per $1,000.00 Borrowed |
|---|---|---|---|
| 18 months | 5.500% | 5.500% | $58.01 |
| 24 months | 5.500% | 5.500% | $44.10 |
| 36 months | 5.500% | 5.500% | $30.20 |
| 48 months | 5.500% | 5.500% | $23.26 |
| 60 months | 5.500% | 5.500% | $19.10 |
*Annual Percentage Rate. Interest rates are subject to change without notice. Minimum loan - $2,000.00. Minimum term - 18 months; Maximum term - 60 months.
Fixed Home Equity
| Fixed Home Equity - 1st Lien | Rate | APR* |
|---|---|---|
| 5 Years | 3.5% | 3.5% |
| 10 Years | 3.75% | 3.75% |
| 15 Years | 3.875% | 3.875% |
| 20 Years | 4.0% | 4.0% |
| Fixed Home Equity - 2nd Lien | Rate | APR* |
| 5 Years | 4.875% | 4.875% |
| 10 Years | 5.125% | 5.125% |
| 15 Years | 5.375% | 5.375% |
| 20 Years | 5.575% | 5.575% |
*Annual Percentage Rate. APR is accurate as of today's date. Minimum loan - $5,000.00. Interest rates are subject to change without notice.
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